ACCIDENT PROTECTION
Flex PA
  • Coverage Period

UP TO 85 YEARS OLD

  • Entry Age

16 – 75 YEARS OLD

WHAT DOES IT PROVIDE?

No matter what age, how healthy or fit you are, a serious accident can change your life significantly. A personal accident plan provides valuable peace of mind by taking care of the financial implications should your circumstances change after an accident.

This plan gives you the flexiblity to add on optional benefits to strengthen your coverage based on your needs.

If you suffer a serious injury such as loss of limb or loss of use of your limbs, you will receive a lump sum payment to help you cope with the impact. Should you pass away due to the accident, your family will receive a lump sum payment to help them through the times ahead.

You can enjoy additional coverage of 10% every time you renew your policy, up to a maximum of 100%.

Your family will receive two times of the coverage amount, if you pass away due to a road traffic accident or if the accident occurs in a public conveyance such as bus, train or airplane.

This plan covers the most number of infectious diseases as compared to similar plans in the market. Your family will receive a lump sum payment if you lose your life due to any of the covered infectious diseases.

This plan covers your medical and surgical expenses incurred due to an accident, infectious diseases or food poisioning. Cashless admission is available at any panel hospitals.

 
ACCIDENT PROTECTION
A-Plus Accident Shield & A-Plus Total Accident Shield
  • Coverage Period

UP TO 70 YEARS OLD

  • Entry Age

16 – 60 YEARS OLD

WHAT DOES IT PROVIDE?

No matter how old or how healthy you are, a serious accident can change your life significantly. 

You can add A-Plus AccidentShield and A-Plus Total AccidentShield to one of our traditional life or investment-linked plans to boost your coverage against accidents. 

Your family will receive a lump sum payment if you pass away due to an accident. We will pay twice the amount if the accident occurs in a public bus or train, in an elevator or in a fire in a public building.

 

This plan covers you if you suffer total & permanent disability due to an accident. We will pay twice the amount if the accident occurs in a public bus or train, in an elevator or in a fire in a public building.

A-Plus Total AccidentShield will also provide you with a weekly allowance if you suffer from temporary disability due to an accident. We will also reimburse the medical costs you incur as a result of an injury caused by an accident (capped at 6% of the amount you are covered for).

You can purchase additional coverage for an accident that arises from a riot.

ACCIDENT PROTECTION
A-Plus AccidentShield-I & A-Plus Total Accident Shield-i
  • Coverage Period

UP TO 85 YEARS OLD

  • Entry Age

16 – 75 YEARS OLD

WHAT DOES IT PROVIDE?

No matter how old or how healthy you are, a serious accident can change your life significantly. 

You can add A-Plus AccidentShield-i and A-Plus Total AccidentShield-i to one of our plans to boost your coverage against accidents.

Your family will receive a lump sum payment if you pass away due to an accident. We will pay twice the amount if the accident occurs in public bus or train, in an elevator or in a fire in a public building.

You will receive a lump sum payment if you lose a part of your body in an accident. We will pay twice the amount if the accident occurs in public bus or train, in an elevator or in a fire in a public building.

This plan covers you if you suffer total & permanent disability due to an accident. We will pay twice the amount if the accident occurs in public bus or train, in an elevator or in a fire in a public building.

A-Plus Total AccidentShield-i will also provide you with a weekly allowance if you suffer from temporary disability due to an accident. We will also reimburse the medical costs you incur as a result of an injury caused by an accident (capped at 6% of the amount you are covered for).

You can purchase additional coverage for an accident that arises from a riot.

 
ACCIDENT PROTECTION
Twin PA
  • Coverage Period

UP TO AGE 75(ADULT PLAN)

UP TO AGE 23 (JUVENILE PLAN)

  • Entry Age

16 DAYS – 70 YEARS OLD

1 MONTH – 15 YEARS OLD

WHAT DOES IT PROVIDE?

A personal accident plan can provide valuable peace of mind by taking care of the financial implications should your circumstances change after an accident. Twin PA is a protection plan that pays twice the amount you are covered for if you pass away or suffer a serious injury or disability after an accident.

 

If you suffer a serious injury such as loss of limb or loss of use of your limbs within a year after an accident, you will receive a lump sum payout to help you cope with the impact. Should you pass away due to the accident, your family will receive a lump sum payout to help them through the times ahead.

We will ensure that you are well covered by reimbursing you for medical and surgical expenses incurred in the first year after the accident.

If you or your child should suffer a major disability such as loss of sight, speech and hearing, limb or paralysis as a result of the accident within the first year, we will provide a lump sum payout to help ease the financial strain.

The last thing you want to do is worry about costs if you suffer temporary total disability. To help you recover quickly, you will receive a weekly payout for up to a year for each accident. If you experience temporary partial disability, you will receive 25% of this weekly benefit for up to a year. Because accidents are unpredictable, you can make multiple claims throughout the term of your plan.

If you pass away or suffer total and permanent disability within a year of the accident, we will waive all future payments needed to keep this plan active so your child continues to be covered.

ACCIDENT PROTECTION
Medical Enhancer
  • Coverage Period

UP TO 85 YEARS OLD

  • Entry Age

16 – 75 YEARS OLD

WHAT DOES IT PROVIDE?

Medical Enhancer is designed to boost your medical coverage at an affordable price. It provides you with an array of medical coverage that allows you to seek better treatments so that you could recover faster.

If you suffer from broken bones or burns due to an accident, this plan provides you with a lump sum payment to help you cope with your recovery.

This plan provides you with extra layers of medical protection, to ensure you are well covered against any medical and surgical expenses incurred due to an accident, infectious disease or food poisioning.

This plan also covers medical expenses provided by an acupuncturist, bonesetter, chiropractor or osteopath, following the injury due to an accident.

Accidents may lead to permanent scars and even facial trauma. This plan covers the expenses for corrective dental and cosmetic surgery that aims to give the accident victims a fresh lease of life.

ACCIDENT PROTECTION
Living Protector
  • Coverage Period

UP TO 75 YEARS OLD

  • Entry Age

16 – 70 YEARS OLD

WHAT DOES IT PROVIDE?

Living Protector provides financial support to help you cope with your daily activities after an unpredictable accident, so that you can focus on your recovery.

Should you suffer a disability such as loss of sight, speech and hearing, limb or paralysis within a year after the accident, you will also receive an annual allowance for up to 10 years to help ease the strain on your finances.

The last thing you want to do is to worry about the financial burden if you experience temporary total disability. To assist you during your recovery period, you will receive a weekly payout for up to a year for each accident. If you suffer temporary partial disability, you will receive 25% of the weekly benefit for up to a year. Because accidents are unpredictable, you can make multiple claims throughout the term of your plan.

ACCIDENT PROTECTION
AIA Student Accident Shield
  • Coverage Period

1 YEAR – RENEWABLE ANNUALLY

  • Entry Age

2 – 21 YEARS OLD

 

WHAT DOES IT PROVIDE?

School life is one of the most fulfilling experiences of your child’s life. Let us help you provide your children the opportunity to enjoy the precious moments of this experience while protecting them if accidents occur.

AIA Student Accident Shield provides comprehensive personal accident coverage with 24 hours worldwide protection. It covers your child with accidental death and permanent disability protection, reimbursement for medical expenses, cash allowance for hospital admission, and education allowance if something unexpected happens to you.

If your child is permanently disabled or passes away due to serious injury caused by an accident, this plan will pay a lump sum payment to help your family through the difficult times ahead.

Your family will receive double the coverage amount, if your child passes away due to accident while travelling to or from school using public transportation.

Your family will receive double the coverage amount, if an accident occurs and your child passes away on school premises

We will ensure that your child is well protected by reimbursing the medical and surgical expenses incurred due to an accident.

This plan provides daily cash allowance to cope with the daily expenses if your child is admitted to a hospital due to an accident.

This plan also covers medical expenses for further treatment by an acupuncturist, bonesetter, chiropractor, osteopath or physiotherapist, arising from injuries suffered by your child following an accident.

This plan will pay a lump sum allowance for your child’s education fund, in the event that you suffer total and permanent disability or pass away due to an accident.

Get Your Quotation

Contacts
  • +60182301238
  • +60350222795
  • enquiry@ag-wa.my
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