CRITICAL ILLNESS PROTECTION-i
A-Life Lady360-i
  • Coverage Period

UP TO 80 YEARS OLD

  • Entry Age

16 – 45 YEARS OLD

WHAT DOES IT PROVIDE?

You have the privilege to secure your child with A-Life Joy-i and its riders without medical underwriting, subject to terms and conditions

When you participate in A-Life Joy-i, the Gift of Joy benefit gives you a cash reward amounting to 1% of your coverage amount. If you attach A-Plus BabyCare-i to  that certificate, we will pay you additional 2% of the coverage amount!  

Being diagnosed with cancer is challenging – physically, emotionally and financially. A-Life Lady360-i covers you against female cancers from the early stages onwards, ensuring that you are financially secured so that you can focus on treatment and recovery.

A-Life Lady360-i provides first in the market and extensive female care benefits and one-off payments for complications from elective cosmetic surgery, hormone therapy for menopause and psychotherapy treatments for anxiety or depression. 

This plan covers you for a wide range of pregnancy complications.  

We want to celebrate the important milestones in your life by giving you a cash reward for these auspicious events particularly marriage, childbirth and golden age. Total cash reward is up to 12% of your coverage amount!

When your plan matures at age 80, we will pay you 150% of your coverage amount to celebrate this significant milestone in your life.

You can enjoy a Yearly Cash Bonus when you participate in A-Life Lady360-i and sign up as an AIA Vitality member. The first Yearly Cash Bonus is 10% of your basic premium paid for A-Life Lady360-i.

CRITICAL ILLNESS PROTECTION-i
A-Life Cancer360-i
  • Coverage Period

UP TO 80 YEARS OLD

  • Entry Age

14 DAYS – 60 YEARS OLD

WHAT DOES IT PROVIDE?

Thanks to medical advancements, cancer is now highly treatable. As the cost of treating cancer rises, the question then becomes: are you financially prepared to fight cancer?

A-Life Cancer360-i is a complete cancer protection plan that provides coverage from the early to more advanced stages of cancer. 

If you are diagnosed with early stage cancer, you will receive a lump sum payment of 30% of the amount you are covered for. We will also pay you up to a further 20% of your coverage amount in the first year of your diagnosis to support your recovery.

If you have made a claim for early stage cancer, the Power Reset feature returns your coverage to the full amount one year after your diagnosis. This allows you to resume full coverage against cancer for the remainder of your plan. 

If you are diagnosed with a more advanced stage of cancer, you will receive 100% of the amount you are covered for in a lump sum payment so you can get the treatment you need. To help you focus on your recovery, we will pay you an additional 50% of your coverage amount over the next 5 years. You are entitled to this benefit even if you had claimed for early stage cancer.

When your plan ends at age 80, we will pay you the full amount you are covered for. You are entitled to this benefit even if you had claimed for early stage cancer.

Enjoy continuous coverage with no waiting period between claims.

We will only consider your medical condition and family history related to cancer when assessing your application.

You can enjoy a Yearly Cash Bonus  when you participate in A-Life Cancer360-i and sign up as an AIA Vitality member. The first Yearly Cash Bonus is 20% of your basic contribution paid for A-Life Cancer360-i.

CRITICAL ILLNESS PROTECTION-i
A-Plus CriticalCare-i
  • Coverage Period

30 YEARS OR UP TO 70, 80 OR 100 YEARS OLD

  • Entry Age

14 DAYS – 60 YEARS OLD

WHAT DOES IT PROVIDE?

While we hope for a long and healthy life, it is always best to be prepared for whatever that comes our way, even something as tragic as a critical illness.

With A-Plus CriticalCare-i, you will be supported financially so you and your loved ones can focus on your recovery.

We will give you a lump sum payment to support you during this challenging time. 

You may enjoy additional coverage for every year that this add-on certificate remains active. 

CRITICAL ILLNESS PROTECTION-i
A-Plus Early Critical Care-i
  • Coverage Period

UP TO 80 YEARS OLD

  • Entry Age

14 DAYS – 60 YEARS OLD

WHAT DOES IT PROVIDE?

Medical advancement has made early detection of life-threatening illnesses possible, greatly improving your chances of recovery. 

A-Plus Early CriticalCare-i is a critical illness protection add-on plan which allows you to claim at the early stage of up to 92 critical illness events, until you are 85 years old.

If you are diagnosed with a critical illness, you will receive a lump sum payment. The amount we pay you will depend on the severity of your illness, helping you fund the treatment you need.

You can claim up to 120% of the amount you’re covered for, with no waiting period between claims.

You will receive an additional 20% of the amount you’re covered for as a one-time payout if you’re diagnosed with a diabetic-related disease covered under this plan.

CRITICAL ILLNESS PROTECTION-i
A-Plus Junior CriticalCare-i
  • Coverage Period

UP TO 18 YEARS OLD

  • Entry Age

PRE-NATAL: < 35 WEEKS OF GESTATION

POST-NATAL: 14 DAYS – 15 YEARS OLD

WHAT DOES IT PROVIDE?

Medical advancements for the treatment and early detection of critical illnesses have improved our chances of recovery.

A-Plus Junior CriticalCare-i provides you with financial support if your child is diagnosed with a juvenile-specific critical illness that is in its early stages.

If your child is diagnosed with a critical illness, you will receive a lump sum payment to help you fund the treatment. The amount payable to you will depend on the severity of the critical illness.

You can make multiple claims, up to a maximum of 100% of your child’s coverage amount, with no waiting period between each claim.

CRITICAL ILLNESS PROTECTION-i
A-Plus Multi CriticalCare-i
  • Coverage Period

UP TO 85 YEARS OLD

  • Entry Age

14 DAYS – 60 YEARS OLD

WHAT DOES IT PROVIDE?

With medical inflation on the rise, it may be a challenge to afford treatments for recurring critical illnesses.

A-Plus Multi CriticalCare-i allows you to continue to be covered for the remainder of your certificate, even after you’ve suffered a critical illness. 

We will cover you for up to 3 critical illnesses even if they occur at different times in your life. You will receive 100% of the amount you are covered for each time so you don’t have to worry about how you will cope financially if you fall sick again.

You can make a claim for cancer twice and we will pay you 125% of the coverage amount for this add-on certificate each time.

CRITICAL ILLNESS PROTECTION-i
A‑Plus Waiver​Extra‑i
  • Coverage Period

30 YEARS OR UP TO 70, 80 OR 100 YEARS OLD

  • Entry Age

14 DAYS – 60 YEARS OLD

WHAT DOES IT PROVIDE?

Takaful is a great way to help provide your loved ones a financial safety net if the unexpected happens to you. What if you are unable to work due to an illness or injury and could no longer afford the contributions?

A-Plus WaiverExtra-i is an add-on plan that helps to ensure that your investment-linked plan continues to stay active should something happen to you.   

With A-Plus WaiverExtra-i, you can continue to enjoy coverage up to 100 years old with no further contributions to your plan if you’re diagnosed with a critical illness or suffer a disability.

 

 

CRITICAL ILLNESS PROTECTION-i
A‑Plus Waiver‑i
  • Coverage Period

UP TO 100 YEARS OLD

  • Entry Age

14 DAYS – 60 YEARS OLD

WHAT DOES IT PROVIDE?

Takaful is a great way to provide your loved ones with financial safety net if the unexpected happens to you. What if you are unable to work due to an illness and could no longer afford the contributions?

With A-Plus Waiver-i, you will continue to enjoy the coverage of your Takaful certificate with no further contributions if you are diagnosed with a critical illness, giving you one less thing to worry about. 

With A-Plus Waiver-i, you can continue to enjoy coverage up to 100 years old with no further contributions to your plan if you’re diagnosed with critical illness.

 
CRITICAL ILLNESS PROTECTION-i
A-Plus Venuz-i & A-Plus VenuzExtra-i
  • Coverage Period

UP TO 70 YEARS OLD

  • Entry Age

16 – 60 YEARS OLD

WHAT DOES IT PROVIDE?

Every woman needs a protection plan that evolves with her changing needs.

A-Plus Venuz-i protects a woman’s physical and emotional wellbeing. This critical illness plan will give you the financial support you need in times of sickness, so you can focus on your recovery. By adding A-Plus VenuzExtra-i, you can enjoy enhanced protection during your pregnancy.

You will receive 200% of the amount you are covered for if you are diagnosed with a female organ cancer so you have the confidence and financial means to handle whatever comes your way.

Get additional financial support if you have to undergo specific treatments for certain female-related illnesses such as breast lumpectomy or hormone replacement therapy for menopause.

 

You will receive financial support if an accident leaves you temporarily disabled and unable to work (at home or in the office) for two consecutive weeks.

Enjoy the reimbursement of hormone replacement therapy as you progress through menopause.

Losing a relative is a stressful situation. We will fund any emotionally-focused therapy you may want to receive, to help you through the process.

If you are between 18 and 35 weeks pregnant, you can get our A-Plus VenuzExtra-i plan for immediate protection against certain pregnancy complications and birth disorders.

CRITICAL ILLNESS PROTECTION-i
A-Plus GenNext-i
  • Coverage Period

UP TO 50 YEARS OLD

  • Entry Age

18-35 YEARS OLD

 

WHAT DOES IT PROVIDE?

You’re young, energetic and ready to take on the world. But life is a winding road, and you need to prepare for the challenges that may come your way. 

A-Plus GenNext-i is an optional plan that you can add-on to A-LifeLink-i to give yourself an additional financial safety net as you pursue your dreams.

Unforeseen accidents or illnesses can put you out of work for a period of time. If the accident or illness prevents you from performing your usual work for at least 30 consecutive days,this plan will support you with a monthly allowance to help you get back on your feet and back to work.

You will also receive a monthly allowance if you are diagnosed with early-stage cancer or a heart-related disease that’s in its early stages to help you cope with your day-to-day needs.

If you are diagnosed with a critical illness or lose a part of your body due to an accident, we will provide you a lump sum payment to ease your financial burden and allow you to focus on your recovery. 

Get Your Quotation

Contacts
  • +60182301238
  • +60350222795
  • enquiry@ag-wa.my
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