HOME PROTECTION
A-Essential Home
  • Coverage Period

1 YEAR – RENEWABLE ANNUALLY

  • Type of Property

TERRACE HOUSES, SEMI-D, APARTMENTS, CONDOMINIUMS, TOWN HOUSES AND BUNGALOWS

 

WHAT DOES IT PROVIDE?

Home is where the heart is and so it’s important to protect your nest and your treasured belongings against any unexpected events that can set you back significantly, financially.

A-Essential Home is a protection plan that covers your home and its contents against loss or damage.

You will receive the amount you are covered for if you suffer loss or damage because of a fire, lightning, explosion, theft involving forced entry into/exit from the building, malicious damage, burst pipes, floods and impact damage. You will also receive up to 10% of your coverage amount if you suffer loss of rental after the incident. What’s more, we will reimburse you for the cost to clear away debris.

You can choose to cover for loss or damage to your home contents as a result of the above mentioned insured perils. This comes with automatic protection on newly purchased items provided that you have notify the company within 30 days.

To ease your financial burden, you will receive financial assistance to cover any out-of-pocket expenses you incurred to cope during the challenging time when your home is unfit to live in.

You can opt to insure your valuable belongings such as jewellery, gold, watches, camera and handbags, against loss or damage even while you’re travelling.

For additional protection, you can choose to cover you and your spouse against any legal liability for bodily injury or property damage experienced by others owing to your negligence.

BUILDING COST CALCULATOR (BCC)

If you wish to get the estimated rebuilding cost of your property to estimate the sum insured, you may use the Building Cost Calculator (BCC) on PIAM’s website at the following link. http://www.piam.org.my/consumer/industry/building-cost-calculator-bcc/ and complete the questionaires provided. Please inform the Company if you wish to revise the sum insured. Any revision to the sum insured is subject to the Company’s approval.

HOME PROTECTION
AIA Fixed Rate Home Loan
  • Coverage Period

18 – 70 YEARS OLD

  • Loan Duration

5 – 35 YEARS

 

WHAT DOES IT PROVIDE?

You are ready to buy your dream home. Congratulations! It’s a big move and one of the key decisions you will likely make is which home loan best suits your needs.

AIA’s Fixed Rate Home Loan is suitable if you’re purchasing a home or keen to switch the home loan you have with another financial institution to AIA.

You do not have to worry about your mortgage payments increasing even if interest rates rise as our home loan comes with a fixed rate througout the term of the loan.

You have the freedom to pay more towards your loan so you save more over time as the interest portion of your loan in calculated on a daily basis.

Get Your Quotation

Contacts
  • +60182301238
  • +60350222795
  • enquiry@ag-wa.my
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