LIFE PROTECTION - i
A‑Life​Link‑i
  • Coverage Period

UP TO 70, 80 OR 100 YEARS OLD

  • Entry Age

16 YEARS OLD – 70 YEARS OLD

WHAT DOES IT PROVIDE?

A-LifeLink-i is a flexible investment-linked plan that helps you protect your loved ones and invest with as little as RM 150 per month. We offer you the flexibility of changing the level of your protection and savings from time to time, to meet your ever-changing needs.

Get insurance protection for death and total and permanent disability, as well as invest to grow your savings – all in one plan

This plan gives you the freedom to increase or decrease your protection or savings levels, as your circumstances change.

We give you extra coverage for free when you stay longer with us.

You can choose how your money is invested by changing funds whenever you want, at no cost.

LIFE PROTECTION - i
A-Life Joy-i
  • Coverage Period

UP TO 100 YEARS OLD

  • Entry Age

PRE-NATAL: =< 35 WEEKS OF GESTATION

POST-NATAL: 14 DAYS – 15 YEARS OLD

WHAT DOES IT PROVIDE?

A-Life Joy-i is an investment-linked takaful plan that provides protection to your child, as well as investment opportunity, with as little as RM 150 per month. We offer you the flexibility of changing the level of your child’s protection and savings from time to time, to meet your child’s ever-changing needs. 

You can participate in this plan for your child from as early as 14 weeks of pregnancy. If you are an A-Life Lady360-i customer, you can enjoy the privilege of securing coverage for your child even if you are under 14 weeks pregnant without any medical underwriting

A-Plus BabyCare-i provides you with enhanced pregnancy care and child care benefits. This rider also covers child development disorders, specifically Autism Spectrum Disorder and Attention Deficit Hyperactivity Disorder – the first benefit of its kind in Malaysia

Get takaful protection for death and total and permanent disability, as well as invest to grow your savings –  all in one plan.

We will increase 100% of your child’s coverage amount, capped at RM 100,000 when your child turns 18, without any medical underwriting.

Contributions are affordable from RM 150 per month. You have the flexibility to increase or decrease your child’s coverage. You can also  save more, withdraw, or switch between funds.

You can build an education savings fund for your child via A-Plus ScholarSaver-i. If you attach A-Plus PayorExtra-i to A-Life Joy-i, the contribution allocated into A-Plus ScholarSaver-i may be eligible to qualify for personal tax relief up to RM 3,000 per annum for medical and education insurance.

LIFE PROTECTION - i
A-Life Signature-i & A-Life Signature-i PlusOne
  • Coverage Period

UP TO 70, 80 AND 100 YEARS OLD

  • Entry Age

18 – 70 YEARS OLD

 

WHAT DOES IT PROVIDE?

Family is not just important, it means everything to you. You want peace of mind, knowing that even if the unthinkable happens to you, your loved ones can go on to pursue their hopes and ambitions.  

A-Life Signature-i is a flexible investment-linked plan that is designed to protect the lifestyles of the ones you love most if you’re no longer able to fulfill that role.

When you participate in A-Life Signature-i plan, your spouse or child (age 18 and above) will be given the privilege to participate in  A-Life Signature-i PlusOneA-Life Signature-i PlusOne features the same benefits as A-Life Signature-i with 10% lower in basic contribution and is entitled for Loyalty Bonus at the end of each certificate year.

Join AIA Vitality, a unique programme that actively supports and rewards you for making healthy choices.

When you sign up as an AIA Vitality member upon your participation in A-Life Signature-i or A-Life Signature-i PlusOne plan, you may receive an additional benefit called Signature Boost. Through Signature Boost, you may receive additional account value when your certificate matures or when your certificate terminates due to death, total and permanent disability (TPD) or critical illness (CI) claims.

Please refer to the terms and conditions.

This plan provides your family with a lump sum payment of 100% of the amount you are covered for if you pass away or diagnosed with total and permanent disability (TPD).

We will pay 200% the coverage amount if you pass away due to an accident, and 300% the coverage amount if the accident occurs in public transportation.

Your family will receive a lump sum payment of 200% of the amount you are covered for if you pass away while performing Hajj or Umrah.

When you reach the end of your coverage period, we will pay you 100% of your account value, plus an additional 20%, to mark the end of your certificate’s term.

* Depending on your age and health condition.

You can boost your coverage further by adding on cover for critical illnesses to this plan so you will have the financial means to focus on your recovery if you are diagnosed with a life-threatening illness.

You have the flexibility to choose your length of coverage and payment terms, depending on your financial commitments and aspirations for your loved ones.

You will not have to go through a medical check up* if your coverage amount is RM1.5 million and below.

* Depending on your age and health condition.

When you sign up as an AIA Vitality member upon your participation in A-Life Signature-i or A-Life Signature-i PlusOne plan, you may receive an additional benefit called Signature Boost. 

This allows you to receive additional account value based on your accumulated Signature Boost Percentage (SBP) or the Locked-in SBP, whichever is higher when your certificate matures or when your certificate terminates due to death, TPD or critical illness claim (if applicable). The initial SBP starts from 20%. For each subsequent year, the SBP may increase, decrease or remain the same based on your AIA Vitality Status. 

LIFE PROTECTION - i
A-Plus Disability Cash-i
  • Coverage Period

UP TO 70 YEARS OLD

  • Entry Age

18 – 70 YEARS OLD

 

WHAT DOES IT PROVIDE?

If you suddenly have to stop working, would you have enough savings or other income to support yourself and your family?

A-Plus DisabilityCash-i provides you with a financial safety net if you are unable to work to support your needs because of a disability. 

If you suffer a total and permanent disability before turning 70, you will receive an annual payment until age 75 so you don’t have to worry about any potential loss of income.

You have the freedom to choose the annual amount you would like to receive if you suffer a disability, to match your financial commitments and lifestyle.

LIFE PROTECTION - i
A-Plus Payor-i & A-Plus PayorCI-i
  • Coverage Period

UP TO 25 YEARS OLD OF THE CHILD

  • Entry Age

16 – 60 YEARS OLD

 

WHAT DOES IT PROVIDE?

You want some certainty that even if the unthinkable happens to you, your loved ones can go on to pursue their dreams.

With A-Plus Payor-i and A-Plus PayorCI-i, you can ensure that your children stay protected even if you are no longer around to support them.

A-Plus Payor-i helps you ensure that your children and their hopes for the future will continue to be protected should something happen to you, leading to loss of your income. 

With A-Plus PayorCI-i, you can make sure that your child’s plan stays active until he or she turns 25, if you are diagnosed with a critical illness. 

LIFE PROTECTION - i
A-Plus PayorExtra-i
  • Coverage Period

UP TO 25 YEARS OLD OF THE CHILD

  • Entry Age

18 – 60 YEARS OLD

 

WHAT DOES IT PROVIDE?

You want some certainty that even if the unthinkable happens to you, your loved ones can go on to pursue their dreams.

A-Plus PayorExtra-i is an add-on plan that helps to ensure that your children’s investment-linked plans continue to stay active should something happen to you.   

With A-Plus PayorExtra-i, your child’s plan will stay active until he or she turns 25 if you are diagnosed with a critical illness, suffer a disability or pass away. 

Get Your Quotation

Contacts
  • +60182301238
  • +60350222795
  • enquiry@ag-wa.my
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